• 29
  Apr
  2010

• With You For Life: Term Insurance for the Expat

  
  Filed Under: Blogging

John Fleener (say) is an executive with an international marketing company. His company has offered him a dream assignment: to set up and head operations in several offices in Europe. There’s just one glitch, though: He has no life insurance, and is newly married. He approaches several companies with his request for international insurance, with one of two responses.

Companies either reject his application because he will soon be an expatriate, or the rates are too high. International term life insurance from the IC+ Term Life Insurance might be just the plan for John. It offers him coverage anywhere outside the United States. If John were to travel to other European countries as part of his job, he would still be covered for life.

To qualify, John has to either live outside the United States at the time of application, or must leave the United States before the plan becomes effective. The IC+ Term Life Insurance plan also offers some travel assistance services that might come in handy.

The insurance term options are one to ten years, and the plan also offers terminal illness and double indemnity coverage. The plan is administered by HCC Medical Insurance Services and is ideal for those living and working outside the United States, and their spouses.

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