• zTermLifeInsurance Blog

  • Saturday, September 04, 2010



Term life insurance plans usually are purchased, filed, and ignored. However, plans that cater toward expatriates can offer additional services that will help navigate the new country and culture better. One such plan, with several assistance services is the IC+ Term Life Insurance plan.

Let’s say a plan holder, David Ardle, has suffered a medical setback. While the IC+ Term Life Insurance plan does not offer any monetary benefits to cover the treatment, it does offer several supplementary benefits. David can, for example, receive medical referrals from the travel assistance services offered by IC+ Term Life Insurance.

Also, the assistance services extend to dispatch of a physician to where David is, as well as making emergency travel arrangements for family members to join David, if required. A simple phone call is usually enough to initiate these assistance services. If in a country where English is not spoken much, translation services are also arranged.

The plan also offers assistance in replacing prescription drugs with locally available brands. However, remember that David is likely to also have medical insurance, and it is important that the care given by physicians is covered by David’s medical insurance plan.

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